Terms of Use

1. Acceptance of Terms

Welcome to Accessible Housing GT. By accessing and using this website, you agree to comply with these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, do not use this site.

We reserve the right to modify these terms at any time. Your continued use of the site after any changes constitutes your acceptance of the new terms.

2. Service Description

Accessible Housing GT is an information platform providing content about affordable housing programs and government support in Guatemala. Our services include:

• Information about subsidy programs and preferential loans
• Guides and guidance on application processes
• Educational resources about affordable housing
• Inquiry and informational advisory service

This website is for informational and educational purposes only. We are not a government institution, financial entity, or real estate agency.

3. Permitted Use

You may use this website only for lawful purposes and in accordance with these Terms. Specifically, you agree not to:

• Use the site in a manner that violates local, national, or international laws
• Attempt to gain unauthorized access to our systems or networks
• Transmit malicious material such as viruses or harmful code
• Collect information from other users without their consent
• Reproduce, duplicate, or copy content without express authorization
• Use the site for commercial purposes without our permission
• Impersonate another person or entity
• Interfere with the operation of the site

4. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, design, and code, is the property of Accessible Housing GT or its licensors and is protected by copyright and intellectual property laws of Guatemala and international laws.

You may not reproduce, distribute, modify, create derivative works, publicly display, or commercially exploit any content from the site without our prior written permission.

Trademarks, logos, and service marks displayed on the site are the property of Accessible Housing GT. Nothing in these terms grants you the right to use these marks.

5. Information Accuracy

We strive to provide accurate and up-to-date information about housing programs. However:

• Information is provided as is and may change without prior notice
• We do not guarantee the accuracy, completeness, or timeliness of all information
• Government programs may change their requirements and conditions
• You should verify all critical information with the relevant official institutions

We recommend consulting directly with the relevant government and financial institutions before making decisions based on information from our site.

6. Limitation of Liability

To the maximum extent permitted by law:

• Accessible Housing GT will not be liable for direct, indirect, incidental, special, or consequential damages arising from the use or inability to use this site
• We are not responsible for decisions made based on information from this site
• We do not guarantee that the site will be available uninterruptedly or error-free
• We are not responsible for the content of linked third-party websites
• We do not guarantee specific results from following the provided information

Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability, so some of the above limitations may not apply to you.

7. Links to Third-Party Sites

Our site may contain links to third-party websites for your convenience and reference. These links do not imply our endorsement of those sites.

We have no control over the content of third-party sites and assume no responsibility for:

• The content, privacy policies, or practices of linked sites
• The availability or operation of external sites
• Any damage or loss caused by the use of third-party sites

Access to third-party sites is at your own risk.

8. Submission of Information

By submitting information to us through contact forms or other means:

• You warrant that you have the right to share such information
• The information will not violate third-party rights or applicable laws
• You grant us the non-exclusive right to use the information to respond to your inquiry
• You understand that transmission over the internet is never completely secure

For information on how we handle your personal data, see our Privacy Policy.

9. Indemnification

You agree to indemnify and hold harmless Accessible Housing GT, its affiliates, directors, employees, and agents from any claim, damage, obligation, loss, liability, cost, or debt, and expense (including legal fees) arising from:

• Your use of the website
• Your violation of these Terms of Use
• Your violation of third-party rights
• Any content you submit or post on the site

10. Termination

We may suspend or terminate your access to the website immediately, without prior notice or liability, for any reason, including if you:

• Violate these Terms of Use
• Participate in fraudulent or illegal activities
• Your conduct is harmful to other users or the site

All provisions of these terms that by their nature should survive termination will remain in effect after termination.

11. Jurisdiction and Governing Law

These Terms of Use are governed by the laws of Guatemala, without regard to conflict of law principles.

Any dispute related to these terms or use of the site will be resolved in the competent courts of Guatemala. By using this site, you consent to the jurisdiction of these courts.

12. Severability

If any provision of these terms is deemed invalid or unenforceable by a court, the remaining provisions will continue in full force and effect. The invalid provision will be replaced by a valid one that achieves the original purpose to the greatest extent possible.

13. Medical and Financial Disclaimer

Information provided on this site does not constitute financial, legal, or professional advice. You should not rely solely on information from this site to make important financial decisions.

We recommend seeking independent professional advice from qualified financial advisors before making decisions about housing programs or financial commitments.

14. Service Modifications

We reserve the right to modify, suspend, or discontinue any aspect of the website at any time without prior notice. We will not be liable to you or third parties for any modification, suspension, or discontinuation of the service.

15. Entire Agreement

These Terms of Use, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Accessible Housing GT regarding the use of the website and supersede all prior agreements.

16. Contact

If you have questions about these Terms of Use, you can contact us:

Accessible Housing GT
Email: info@instantedecambio.com
Phone: +501 222 4070
Address: 2, 3/4 Miles George Price Hwy, Belize City